Last Updated: August 5, 2026
AmbedPay is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.
1. Information We Collect
Personal Information
- Wallet funding details such as UTR/Transaction Reference Number submitted by you for payment verification
- Address and identity verification documents (when required)
Usage Data
- Device type, browser, and operating system
- IP address and approximate location
- Pages visited and transaction history
- Session duration and interaction patterns
2. How We Use Your Information
- To verify wallet funding requests submitted through UPI and credit your wallet balance
- To process recharges, bill payments, and other services using your wallet balance
- To verify your identity and prevent fraud
- To send transaction confirmations and account notifications
- To improve our platform and user experience
- To provide customer support and resolve disputes
- To comply with legal obligations
3. Data Sharing
We do not sell your personal information. We may share your data with:
- Service Providers: Telecom operators, billers, and other service providers required to complete your transactions
- Legal Authorities: When required by law or to protect our legal rights
- Business Partners: Only with your explicit consent
4. Data Security
We implement industry-standard security measures including:
- 256-bit SSL encryption for all data transmission
- Secure verification of wallet funding requests and transaction records
- Regular security audits and vulnerability assessments
- Encrypted data storage with restricted access controls
5. Wallet Funding
Users must first add money to their wallet using supported UPI payment methods. After completing the payment, users are required to submit the UTR/Transaction Reference Number for verification. Once verified, the amount is credited to the user's wallet. AmbedPay does not collect or store debit card, credit card, or net banking details.
6. Cookies
We use cookies and similar technologies to enhance your experience, analyze usage patterns, and maintain your session. You can control cookies through your browser settings.
7. Your Rights
- Access: Request a copy of your personal data
- Correction: Request correction of inaccurate data
- Deletion: Request deletion of your account and data
- Opt-out: Unsubscribe from marketing communications
8. Data Retention
We retain your personal data for as long as your account is active or as needed to provide services. Transaction records are retained for 5 years as required by law.
9. Children's Privacy
AmbedPay is not intended for users under 18 years of age. We do not knowingly collect data from minors.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date.
11. Contact Us
For privacy-related questions or requests, please contact us at privacy@ambedpay.com.
12. Changes to This Policy
We may update or modify this Privacy Policy at any time without prior notice. Any changes will be posted on this page with an updated "Last Updated" date. By continuing to use AmbedPay after such changes, you agree to the revised Privacy Policy.